Travel insurance to Europe: Price and recommendations

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November 24, 2017 0 Comments

If you want to travel and get to know Europe, it is important to know that each tourist must have an international health insurance for that continent, which covers expenses of: repatriation, legal assistance and medical assistance, if you ask how much travel insurance costs to Europe, its price is 5 dollars for each of the days of permanence.

This preventive measure is established in more than 26 countries of the European Union through the Schengen agreement. If you plan to travel, you will need to be familiar with the Schengen Visa and the minimum medical security requirements necessary to enter the country or countries you wish to visit; remember that travel insurance to Europe is mandatory.

The Schengen area was formed to accommodate the flow of goods and people, eliminating the need for passports and immigration controls at their common borders.

This means that if you travel to any of the following countries, you will need to meet their shared entry requirements. Once you arrive at your destination, you can travel freely in all those countries without having to go through customs again.

Prices range from 5 USD to 10 USD per day for people under 65 years old

What is a travel insurance?

Travel insurance is the document with which you will feel safe throughout your journey, confident that you will be taking care of every last detail.

There are different types of travel insurance according to each need. No matter if the reason for your trip is for work or pleasure, if you travel with children or seniors, if you travel for a sport, whatever the reason for your trip, you must make sure you have the right insurance.

The most important thing is that you feel safe during your entire stay abroad and that you have no problems when crossing the border.

Travel insurance in Europe: You might need medical attention in your next trip
Travel insurance in Europe: You might need medical attention in your next trip

What are the visiting purposes allowed by the Schengen agreement?

Tourism, visits to friends or relatives, attendance at events or participation in cultural or sports exchanges, business meetings, newspaper or media coverage, medical treatment, and short-term studies.

Note: remember that the visa exemption does NOT allow you to carry out any remunerated activity in any of the member countries of the agreement, nor request work or residence during your stay.

What are the requirements for travel insurance according to the Schengen agreement?

The treaty requires all tourists from any country in the world (except the United States, Japan, Canada, South Korea and the European countries themselves) to have bought the plane ticket back, prove to have the amount of euros needed to cover the logical expenses of the planned trip, as far as possible have a letter of invitation from a friend or relative and, what is essential, a European travel insurance.

The travel insurance requirements are:

● Valid and current passport.
● Air tickets that confirm the return to your country of origin.
● Justification of the travel reason.
● Verification of livelihoods.
● You must not be reported in the system of inadmissibility alerts issued by the Schengen Information System.
● The minimum coverage of your travel insurance will be € 30,000 (equivalent to $ 50,000 USD)
● The coverage must be valid within the Schengen region and for the entire duration of the stay.
● Coverage of any expenses that may arise in connection with repatriation for medical reasons, urgent medical attention and / or emergency or death hospital care.

It is essential to carry and physically present some of these documents:

1- Return air tickets.
2- Reservation of valid accommodation or letter of invitation.
3- Evidence of sufficient means of subsistence (cash, credit cards, among others)
4- A document that justifies the purpose of the trip (attendance at an event, conference, meeting, among others)
5- Certificate of registration with respect to the course or some other study.

Which are the countries for which travel insurance must be purchased that complies with the Schengen requirement?

The countries that make up the Schengen Agreement are: Germany, Austria, Belgium, Czech Republic, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, The Netherlands, Poland, Portugal, Sweden and Switzerland.

You should not confuse the Schengen area with the European Union as it includes other countries that are not within the EU such as Switzerland and Norway.

Now that you know this you can plan your trip to Europe, book now and acquire your assistance to the traveler who will protect you from any emergency or unforeseen.